Bad Credit Mobile Phones

What You Need to Know About Bad Credit Mobile Phones

If you’re looking for a new handset with bad credit under your belt, you may be better off checking out mobile phone contracts for people with bad credit. In the UK, more and more providers are offering this type of mobile phone contract giving subscribers the quickest way to getting a mobile phone contract even with history of ccjs or defaults.

About bad credit phone contracts

So, what exactly are bad credit contract handsets? As the name suggests, these are contract phones offered especially for people with bad credit. If you’ve ever been refused a mobile phone contract elsewhere because of your less than stellar bad credit score, this is a quick alternative to enjoy competitive rates on your mobile phone contract services.

How it works

Like a traditional mobile phone contract, bad credit contract phones let you choose a handset along with your mobile phone contract bundle. Unlike the traditional mobile phone options, however, your mobile phone selection may be limited than what major contract providers in the UK offer for people with good credit.

In general, mobile phone contract for people with bad credit lasts 12, 18 or 24 months. This means you are hooked to a fixed monthly payment that covers the cost of the mobile phone and your phone contract services including calls, texts and data usage. Until you’ve completed the contract term, you don’t own the mobile phone and you are liable for related fees and charges for every delayed or missed payment on your mobile phone contract.

Should you choose a bad credit phone?

If you’re thinking of applying for a mobile phone contract, it’s important to bear in mind that these types of contract phones may be more expensive than the usual mobile phone contract options. Despite the cost, however, contract phones are viable options if you have bad credit and you’re in the process of improving it.

While waiting for your bad credit score to improve, a bad credit contract is a step forward towards a fair rating provided that you pay your bills on time every month.