Benefits of Pay Monthly Phones

If you’re still on pay-as-you-go, chances are you’ve been missing out on a whole lot of great deals and offers. If you haven’t made up your mind yet, here are some of the good reasons why you should switch to pay monthly phones now.

New Phone

Rather than paying for a new phone in cash, pay monthly phones allow you to buy your new mobile under a contract without having to pay for anything. You only need to make a fixed amount of monthly repayments for the whole duration of your term in order to pay back the cost of your phone on an instalment basis. This proves even more useful when the phone that you want is quite expensive and it doesn’t make sense to spend all your cash on one splurge.

No Interruptions

With pay monthly contracts, all you need to do is sign up and make monthly payments, which means you won’t have to worry about buying your credits in advance, unlike with PAYG. This means no suffering from call or text interruptions because you’ll never run out of credit to use.

Cheaper Tariffs

In general, pay monthly contracts have cheaper tariffs as compared to pay-as-you-go deals. This proves to be more evident if you are a heavy user. In the long run, as you use your mobile services, you’ll find that savings add up in pay monthly than pay-as-you-go.

Rewards and Freebies

In terms of rewards and special offers, you will rarely find those with PAYG. On the other hand, providers are more likely to make existing customers happy and attract new customers through their rewards programs.

Credit Score Boost

Lastly, pay monthly contracts can help improve your credit score when you’re having credit problems, that is of course, when you commit to on time, regular payments to your provider until the end of your contract. Like your other utility bills, your mobile account will appear on your credit file. While this alone won’t be able to salvage your poor credit rating, any positive entry that you have adds up, which could create a huge difference over time.